Featured Personal Finance
How Wavvy Wallet Can Guide You Through Budgeting
A Step-By-Step Guide for Setting Up Your First Budget with Wavvy Wallet
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Budget withclarity.Live freer.
Smarter expense tracking for Kenya.
How it works
Track. Understand. Budget.
Four quick steps to get started.
Step 1
AI-assisted expense tracking
Import transactions from SMS and PDF statements, bank or cash in the same view, and create categories that stay current as you spend. Avoid the Sunday-night spreadsheet hassle.
- Import from mobile money, bank & cash
- AI categorizes and keeps learning
- Smart categories that update as you spend
- Secure, private and 100% yours
Step 2
Know where money goes faster
Insights and breakdowns tuned for local habits, so you spot drift early and decide with confidence.
- Category and merchant views in one place
- See trends week over week without extra work
Step 3
Budgeting for what matters
Set envelopes for rent, transport, airtime, and family support. Clear progress before you tap Send again.
- Envelopes with limits you can actually follow
- Heads-up before you overspend a category
Step 4
Interested in learning more?
Check out our tutorials for guided walkthroughs and practical tips that help you get more value from Wavvy Wallet.
- Short, practical video walkthroughs
- Follow along step by step at your pace
Latest Insights
Actionable insights to help you spend smarter and save more.
Why Wavvy Wallet Matters
Our Mission
Financial Freedom and Inclusion
Enables underserved users, including those without traditional bank accounts, to take control of their finances.
For EveryoneBuilt for every background and financial journey.
Inclusive by DesignSimple, accessible and relevant for everyone.
Empower Your FutureTrack goals, build saving habits and grow with confidence.
You're in ControlYour financial journey, your future, your freedom.
Your Data, Your Control
Privacy First with On-Device Storage
All your financial data is stored securely on your device. Wavvy Wallet ensures your privacy by eliminating external server storage, keeping your sensitive information safe.
Your data stays with you
No external servers
100% private by design
Making an Impact
Aligned with the UN Sustainable Development Goals
Our mission goes beyond your wallet. Wavvy Wallet supports the UN SDGs through better financial habits, transparency and everyday choices that add up for people and the planet.
Decent work and growth
Responsible consumption
Small steps, big impact
Featured Story
Real stories from creators and businesses growing with Wavvy Wallet.
How Wavvy Wallet Helped Me Track Every Shilling Spent Releasing Swakacha
Releasing an album is creative, emotional and expensive. When I decided to independently release my project Swakacha, I knew the music had to be intentional, but so did the money behind it.
- Tracked every expense in real-time
- Stuck to budget and avoided debt
- Released with financial clarity
What Our Users Say
Real feedback from people who love using Wavvy Wallet.
Pricing Plans
Choose the perfect plan to manage your finances smarter.
Free Plan
Get started with the basics
KES 0 / year
Forever free
- Create custom tags
- Basic overview reports
Recommended
Annual Pro Plan
Premium features and support
Save KES 140
KES 700 / year
- Create custom tags
- Basic overview reports
- Auto-tag transactions
- Custom date range picker
- Budget Trackers
Annual Pro Plus Plan
Premium features and support
Save KES 200
KES 1,000 / year
- Create custom tags
- Basic overview reports
- Auto-tag transactions
- Custom date range picker
- Insights & Cash Flow Reports
- Budget Trackers
Secure & PrivateYour data is 100% secure.
Cancel AnytimeNo long-term commitments.
24/7 SupportWe're here to help.
All subscription payments are non-refundable.